Terms of Service

1. What this product is (and is not)

Moe Money System is a software tool: signals, a screener, paper trading, strategy templates, honest backtests, and (on the Fully Automated tier) execution infrastructure for the strategy YOU specify. We are NOT a financial advisor, broker-dealer, or fiduciary, and nothing in this product is investment advice.

1. Moe Money Systems is a software tool. We are NOT a financial advisor, broker, or fiduciary, and nothing in this product is investment advice.
2. The bot executes THE STRATEGY YOU SPECIFY. Whether that strategy makes or loses money is your responsibility. Our job — proven to you in paper before launch — is that it executes your spec.
3. Trading involves substantial risk. You can lose some or ALL of the money in your connected account. Never trade money you cannot afford to lose.
4. Past performance — including any backtest shown in this product — describes historical behavior and is NOT a prediction of future results.
5. You are trading through YOUR OWN brokerage account with YOUR OWN keys. We recommend (and walk you through) trade-only, no-withdrawal API keys.
6. Automated systems fail: connections drop, brokers force re-logins, markets gap. Monitoring and alerts reduce — but cannot eliminate — these risks.

2. Alerts & picks

Trade alerts are informational only and are NOT a recommendation or solicitation to buy or sell any security, nor personalized investment advice. They may be wrong or unprofitable. You are solely responsible for your own trading decisions.

3. Backtests, demos & track record

Hypothetical / illustrative results only — NOT a prediction of future results. Backtests and demos may not reflect real slippage, fees, liquidity, or market conditions, and no representation is made that any account will achieve them.

Paper-trading fills are simulated at the shown price with no slippage or fees — paper results run better than live, and we say that out loud.

4. Automated (managed) trading

The Fully Automated tier is opt-in and carries its own full disclosure set, shown on the Fully Automated page and accepted again in your written sign-off before anything goes live. Key points:

1. Automated trading is OPT-IN and executes in YOUR OWN brokerage account using YOUR OWN API keys. We never take custody of your funds and never move money between accounts.
2. Moe Money Systems is NOT registered as an investment adviser, commodity trading advisor (CTA), broker-dealer, or futures commission merchant, and does NOT provide investment advice. The software executes the strategy YOU selected and configured.
3. You retain full control: you can pause, disable, or disconnect the automation AT ANY TIME, and you are responsible for monitoring your own account.
4. Trading — especially options and automated trading — involves a HIGH risk of loss; you can lose some or ALL of the money in your account. Only use risk capital you can afford to lose.
5. Past performance, paper-trading results, and any displayed track record are NOT indicative of future results and are not a guarantee of any outcome.
6. Automated systems fail: connections drop, brokers force re-logins, markets gap and halt. Monitoring and alerts REDUCE but cannot ELIMINATE these risks.

5. Your data

To run the product we keep what you give us: your account details, watchlists, paper trades, strategy configurations and sign-offs, alert preferences, and anything you type to the in-app assistant — feature requests and bug reports you send there are logged for our team and used to improve the product. Details, protections, and how to delete everything are in the Privacy Policy.

6. Billing

Paid plans bill monthly and you can cancel anytime, in-app, instantly — no surprise renewals. Fully Automated setup and monthly fees are quoted per client before you commit to anything.

7. The protections that don't depend on fine print

Some safety rules are enforced in code, not in this document: nothing trades live without your paper-proof review and written sign-off; automated trading uses YOUR brokerage key (we recommend and walk you through trade-only, no-withdrawal keys); we never take custody of funds; and you can pause, disable, or disconnect automation at any time.